Get Your Dream Home On A Budget

Buying real estate? At first glance, this process is complex and daunting. However, armed with the right knowledge, the process of buying real estate can be an enjoyable and rewarding experience. Don’t be afraid. The information here can keep this from happening to you.

When you are planning to purchase a large and costly commercial property, look for a reliable investment partner. It can make it way easier to get the loan you need. Having a partner gives you an extra person to help pay the necessary down payment and any needed credit in order to be qualified for a loan.

Put extra money aside before buying a house in case there are any closing costs you didn’t consider when making the deal. The closing costs for the buyer is usually determined by adding the pro-rated taxes with the down payment and bank fees. Most of the time, closing costs also include improvement bonds, school taxes and other considerations.

It is critical to be educated on mortgage loan terminolgy when purchasing a home. It is essential that you know exactly how much you will be paying every month and what the total cost of the loan over the entire length of the mortgage will amount to.

When you make an offer on a home, consider asking the seller to contribute toward the closing costs or give you some other type of financial incentive. For example, you might request that the seller buy down the rate of interest for a couple of years. A seller is less likely to negotiate over the sale price if financial incentives are attached to an offer.

Make sure you prepare a list of questions to ask real estate agents during the interview process before choosing one to represent you. You will want to know how many homes were sold during the previous year, as well as the number in your target area. They should answer every question professionally. If a home is thought to be in foreclosure, ask if the owners followed the FRB checklist for their own protection.

Go online and check the registry for local sex offenders in the neighborhoods you are looking at buying in. While sex offender data is, by law, publicly available, do not think for a moment that home sellers or their real estate agents will feel any obligation to pass it along to a potential buyer. Make sure you do your part of the research!

Never close a deal on a house before you have it inspected by an inspection professional. This can often be the case in buying foreclosure properties. Buying a home that requires renovations is a decision that can cost you a lot of money if you don’t know what you are getting into. The City of Vancouver, BC had many problems with mold in condos due to the humid conditions there. Not hiring an inspector can ultimately be very expensive, because if the repairs are too extensive, you will need alternate living arrangements while your house is getting repaired. A buyer would want to be especially careful if looking at purchasing Vancouver foreclosures.

Clearly, purchasing real estate is really not as difficult as you may once have thought. It can get rather involved in regards to doing your homework and making good inquiries, but at the end of the day, the rewards are totally worth it. With the help of the advice in this article, you should be well prepared to make your next purchase in real estate.

Need To Know Roofing Tips

Usually the biggest job in any home renovation is roof repair or replacement. Unless you have a low sloped roof and proper safety equipment, this job is best left to the pros.

Knowing what you need to know about roofing before you get started with having someone put a new roof on your home is a must. You can’t expect a good outcome if you don’t even know what you’re doing. Find out so that you can make a well-informed adult decision that doesn’t leave you hanging out to dry.

If you’re looking into hiring a roofer, the first question you should ask is how long the company has been in business. Someone might sound great on paper, but if they’re new to the game, they may still be ironing out kinks in their business practices. You don’t want to be the one they test things out on.

When taking on a roofing job, make sure that you understand what you are doing, before starting the project. Taking a class at your local hardware store can prepare you for the job. Not understanding what you are doing can result in the job costing more than you ever intended.

If you need to walk on your roof, it is important that you do it at a time when it is not too cold or hot. Extreme weather tends to make shingles very brittle, so walking on them during this time can cause a lot of damage. Morning is the best time during summer months, and afternoon is best in the winter.

It is the spots which form valleys on your roof which tend to have the most problems. When seeking out the source or a leak or other issues, check these areas first. One improperly laid shingle or a hole torn by a violently installed nail can be the root of your problem.

If you have a leak and are going on your roof to search for it, bring a hose with you. You can spray the hose in order to find out where the leak is coming from. However, do not do this in the winter, as the water from the hose could cause ice.

Roof Repair – Do It Now

Avoid putting off a roof repair for any length of time, even if it seems like a minor issue. Once a shingle or two have blown off, it’s much easier for the wind to get underneath the rest and blow them off too, one-by-one. Fixing your roof right away will minimize damage, saving you money. This site has some good repair tips to follow before you decide to hire a roofing contractor – Roof Repair Kitchener.

General Tips on Roof Repairs

Before spending thousands of dollars on having your roof repairs by a contractor, see if you can do the fixes. While more complicated matters (such as needing your whole roof replaced) require the help of a roofer, you can do simpler issues on your own, like shingle repairs. You can head to the Internet for step-by-step guides on simple fixes.

The tips and advice that have been told to you are going to help you plan out a new roof for your home. This is such an important matter that doesn’t come up often, and you want to make the right choices so that you have a long-lasting and high-quality roof on your home. Remember everything you’ve read so you can do that. Use the following page to help locate a local roofing contractor – http://www.nrca.net/RoofingContractors/Find

10 Best Home Improvements

Giving your home a new lease in life doesn’t necessarily mean that you need to do major home renovations. As a matter of fact, even the simplest home improvements can actually give your space a new look not to mention increase the value of your property.

Here are 10 improvements that you can do for your home to give it a higher value.

1. Indoor Systems. Among the home improvements that you need to consider for your home is the quality of your indoor systems. Are all the pipes, cables, and the like free from any damage? Do they work efficiently? Check if your indoor systems are functioning properly.

2. Outdoor Home Renovations. Are you thinking of converting a section of your backyard into a garage or gazebo? Renovations can add value to your property especially when done properly.

3. Extra Bathroom. Another example of home improvements that can give your property good value, that extra bathroom will save you a lot of headaches especially in the morning when everyone is rushing to be the first in the bathroom.

4. Curb Appeal. The curb appeal of your property actually plays a role on whether someone is going to buy your home or not in case you plan on selling it. If the curb to your home isn’t all that inviting, some minor home renovations can be done such as painting the façade of your home, add flowering plants, and the like.

5. Kitchen Improvements. The kitchen is the first place where families and guests tend to congregate that is why making it more family-friendly can be a good idea for your home improvements list.

6. Add Storage Spaces. Many home owners want to do home renovations so they can free up space for other things. Most of the time they break down a wall, extend their house out to the sides, and others just so they have that extra space to work with.

7. Basement Renovation. For those who want to do home renovations, why not start with the basement? You can convert it into your office or another bedroom. You can even design it to be the play room or entertainment center.

8. Attic Bedroom. Home improvements such as converting your attic into a bedroom not only creates more space but can even be a good place for your kid’s room.

9. Adding More Square Footage. Increasing square footage of your home is another example of home improvements that are worth considering in case if you are planning on selling your property.

10. Alarm Systems and Miscellaneous Items. Like it was mentioned before, simple home improvements such as installing high-tech security measures can increase the value of your property if you decide to sell your place.

These are just a few examples of what home renovations and home improvements can do to your space. Assess your current layout first and make a plan on how you’re going to proceed with your home improvement project. Enlist professional contractors if you need to major home renovations to ensure that your project will be finished properly.

10 Tips for Selling your Home

If when you finish your home improvements it’s time to sell, then follow these 10 tips for selling your home.

The burst of the housing bubble in the United States makes selling one’s home without lowering the price very difficult. However, the price is not the only factor considered in selling houses. Here are a few tips for you to sell your home in Texas quickly for the maximum value.

1. Make your house’s exterior look attractive.

Repaint your house and do the necessary renovations. For buyers, the first impression of the house matters. It must look good on the outside for them to even consider looking inside. Though the renovations will require shelling out some cash, these changes may add a lot of value to your already worn-out house.

2. Clean and organize the house.

Buyers like to see house as bare as possible. A clean and organized house makes the house look more appealing and spacious. Keep the unnecessary furniture that may give the impression of clutter. Also schedule a clean-up before a prospective buyer tours the house.

3. Remove your personal memorabilia.

Although the buyer is aware that you are the current occupant of the house when you sell your home Texas, it is better to not let them feel that you are not ready to let go of your home. Remove family pictures or personalized decors. You have to let the buyer imagine the house as his own including how he plans to design its interior.

4. Fix the electrical and plumbing fixtures.

The house must be in move-in condition. Worries regarding the electrical wiring or the plumbing of the house may make a buyer think twice in buying the house.

5. Give a reasonable price.

One of the best among the 10 tips for selling your home is that you should price your home based on its current condition, accessibility, and fair market value.

6. Give bonuses.

Buyers like add-ons. Try leaving some furniture behind to make your buyers more satisfied.

7. Utilize the Internet.

Prospective buyers must know if a house is for sale. Use the internet to advertise your home.

8. Make your home accessible.

Getting a look at the house is important for buyers so you should be able to offer a tour for them. Schedule meet-ups with them so that you can tour them in the house/

9. Know your competition.

If you really want to sell your home Texas, you should be aware of houses for sale near you so that you can be able to adjust your price and conditions.

10. Learn to say no.

You should know how to differentiate a serious buyer from one who isn’t. Determine if the buyer is qualified for the sale. If he is not, better not spend much time on him since this will only delay you from getting more serious and qualified buyers.

Outdoor Kitchens

An outdoor kitchen is one of the best ways to increase the value of your home as well as giving you a fantastic new living space.

Depending on your climate an outdoor kitchen could be used almost all year round.

Your budget and imagination are the only two limits when it comes to designing and building your new outdoor living space.

Here’s a link to an established designer/builder in Texas. This should give you some ideas to get started. Outdoor kitchen design

Here’s a video that shows a modular system you can install yourself.

Spring is here so get started on your outdoor kitchen project today!

Add Insulation to Quieten Your Home

When renovating your home a fairly low cost item with a great payback is adding insulation. Not just for keeping heat or cold in or out but for soundproofing.

If you have interior walls or ceilings ripped out for your renovation consider adding insulation in these walls to keep things quieter in your home in the future. Deadening footsteps, music, TV, bathroom noises etc. is the payback.

Soundproofing insulation is available under many brand names such as Roxul Safe n’ Sound and Quiet Batt 30. If your walls are opened up it’s an easy DIY project that won’t take much time. Just be prepared with proper tools and personal protective equipment. A yardstick, insulation knife, mask, goggles and gloves should do it most of the time. Long sleeves are a must for this as well.

If you have standard stud spacing the batts should just press right in. You may have to trim around electrical boxes and plumbing. Be careful of cutting around any of these obstructions. It may be better to make a rough cut before placing the insulation in the wall.

Let me know if you have any other soundproofing tips. Thanks.

soundproofing insulation

Maintenance Tips For Your Home

You just finished renovating, your house is looking perfect and you mean to keep it this way? Or you just want to make sure everything is in top condition? Well, grab a pen and paper to do a checklist of useful maintenance tips. It will contain the aspects people don’t usually think about, but it helps keep your house all nice and tidy. So here is what you need to know if you want to give your house an efficient maintenance.
There are maintenance processes that need to be done monthly, quarterly, biannually and the ones specific to every season of the year, as each has something in particular you need to check. In the category of monthly maintenance, enter the HVAC filters. They might not need a replace every month, so just check them if they are filthy enough. If not, leave them until next month. Also, clean the kitchen sink disposal. Probably the best method is to freeze some vinegar in ice cubes. It will properly clean it, and the hard ice will make sure the blades remain sharp as well. The range hood filters need cleaning as well. A degreaser, bought from an auto part store, mixed with water will do the job. Let the filter sit with this solution a bit. Afterward you can rinse it, and that’s all.

Check the fire extinguishers. You must be prepared for the worst case scenario.
The quarterly maintenance involve checking of the smoke and carbon dioxide detectors. These invisible enemies can kill if the installation does not work correctly.

If you have unused spaces with water pipes and supply, make sure you run them from time to time, to avoid any malfunction caused by a stuck system. Also, this is the time when you’ll have to check the water softener, even add salt if the situation requires it. The operation takes about 5 minutes. For the biannual maintenance, verify the heater pressure relief valve. You won’t want it to leak or to be corroded. Do a vacuum cleaning to the refrigerator coils. Any dirty gathered on them will increase the consumption of energy, so keep it running efficiently.

It is the perfect time to do an in-depth cleaning of your house. Sacrifice one weekend, at least twice a year, and move everything around and clean all the corners of your room, including windows and appliances.
For the seasonal maintenance, here what you’ll have to do. In spring, you have to check the drainage for any clogs. Also, throw an eye on how your house looks on the exterior and see if anything is looking deteriorated. The air conditioning will need to be cleaned up and prepared for the summer. Also, clean your garden and the perimeter around the house from weeds and overgrown shrubs. The roofing needs as well a close inspection. In the summer, maintenance and repairs might be needed in the kitchen and bathroom. Check and clean vents and exhausts. Take care of any insect problem that might appear. It is a time perfect for a garage cleanout and any maintenance needed for the patio or deck.

In the fall, you should get the heating system ready to work. Switch off any outdoor faucets and get the water out of those pipes, to prevent them from freezing. It is a time when cleaning the chimney is a must, if your house has one. Also, check the sump pump and flush hot water to remove any sediments from the heater. Also, make sure you have the proper winter equipment, like shovels or salts for the sidewalk. In the winter, ice is your biggest enemy. Check out for icicles and ice dams. The bathtubs and showers should be inspected for caulking and cleaned if necessary. The basement can be cleaned as well during this period. Since it is a time when you’ll stay mainly inside, check the door knobs, handles and anything that might have a loose screw.

Home Renovation Advice

You had enough of that old property, and you plan on seeing it fresh and new. That’s great because an excellent renovation project can make your old residence look like a very expensive new one. Of course, the entire project and its dimension is based very much on your budget and how much you are willing to spend. So the first thing you need to start your renovations is a very well-established plan. Think about what you want to do and how much it will cost you to do it. You need to see how much the materials and labor will cost you. Even if you like to do things on your own, it is advisable not to do everything on your own. Ask the help of a professional builder if you want everything to look speckles.

Once you have made out the plan and calculated the budget, it is time to speak with an architect about your plans. After you hire a working team, don’t go easy on them. It is not like you have to be up their back checking them every minute but do ask some references from former customers. Also, check on the amount of work that the team has to do up to that moment. It is just another way to see when they are going to start working on your project as well. Never begin the work without a written agreement, where you’ll have stipulated the estimated time of delivering the finished project and how much will it cost you. Set payment steps, according to the evolution of the team’s work, and do not pay all the money at once.

Do you need an extra bedroom, a bathroom, or maybe a fun room? Use your attic. There is a lot of unused space out there, so you can quickly build a loft and make a room out of it. The best part about it is that all the major work is done from the outside. So you don’t have to move anywhere. And since you want your house to look completely changed, consider replacing some walls with glass and windows. It will create an impression of a large space, and you will enjoy more natural light, but you have to check on which walls you can do this. It will be unwise to demolish the ones that represent the resistance of the entire house. Another trick to make spaces look wider, especially in the narrow hallway at the entrance is to place mirrors, one at each end. It will give everyone the visual illusion of a very elongated room.

Another great thing you can do, while renovating, is to extend the building into the garden space, if you have one. Depending on how large is your garden and how much you are willing to sacrifice out of it, you can enlarge your living or dining room, or even add a new room. Again, this is not a change that will make you move away, but it might consume quite some money to do it right.

Welcome to my new site

I’ll be posting my experiences with home renovation over the last 20 years. I purchased an abandoned farmhouse and turned in into a nice family home.

Obviously this took a lot of blood, sweat, tears and mostly money.

Plumbing, roofing, electrical, drywall, painting, drainage etc etc. I’ll be sure to mention all of the things I learned the hard way so you can avoid some of the perils I faced.

Here’s a shot of the house about 100 years ago. It’s much improved over that time.

My old house and renovation project

More info will be coming as soon as I have some time. Thanks for stopping by.